FACTS: What does Nofzinger Motor Sales Inc. dba CAR 1 do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. The information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and employment information
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share consumers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Nofzinger Motor Sales Inc. dba CAR 1 chooses to share; and whether you can limit this sharing.
Reasons we can share your Does NMS Inc./ Can you limit this sharing? personal information dba CAR 1 share?
For our everyday business purposes–
such as to process your transactions,
maintain your account(s), respond to court YES NO
orders and legal investigations, or report
to credit bureaus
For our marketing purposes–
to offer our products and services to you YES NO
For joint marketing with other financial companies YES NO
For our affiliates’ everyday business purposes–
Information about your transactions and experiences NO We don’t share
For our affiliates’ everyday business purposes–
Information about your creditworthiness NO We don’t share
For our affiliates to market to you NO We don’t share
For non affiliates to market to you NO We don’t share
QUESTIONS: Call 419-445-5050
Who are we?
Who is providing this notice? Nofzinger Motor Sales Inc. dba CAR 1
What we do?
How does NMS Inc./dba CAR 1 protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does NMS Inc./dba CAR 1 collect my personal information?
We collect your personal information, for example, when you
- apply for financing
- give us your income information or provide employment information
- provide account information or give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can’t I limit all file sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes–information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
- NMS Inc./ dba CAR 1 has no affiliates.
Non affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- NMS Inc./ dba CAR 1 does not share with non affiliates so they can market to you
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include finance companies.
